Savings Accounts

County National Bank offers several savings plans and certificates of deposit to help your money grow over time. Plus, CNB savings accounts include a free ATM card, 24 hour access to your money, and unlimited transactions at all CNB ATMs (up to your daily limit).
Enroll in FREE Personal Online Banking
for online access to your savings account.

Personal Account Opening Document Requirements.

Statement Savings

For basic savings earning a competitive interest rate, a CNB Statement Savings account offers convenience and accessibility.

• Minimum Balance to Open : $100
• Minimum Balance to Avoid Service Charge : $100 average daily balance
• Service Charge : $5 Quarterly
• Interest Paid Quarterly, Compounded Quarterly
• Minimum to Earn Interest : $25
• ATM Card
• Free Unlimited Withdrawals at CNB ATM's
• Direct Deposit
• Electronic Statements

Classic Savings

The Classic Savings is our highest yielding savings account.

• Minimum Balance to Open : $1,000
• Minimum Balance to Avoid Service Charge : $1,000 average daily balance
• Service Charge : $15 Quarterly
• Interest Paid Quarterly, Compounded Quarterly
• Minimum to Earn Interest : $1,000
• ATM Card
• Direct Deposit
• Electronic Statements
• Free Unlimited Withdrawals from CNB ATM's
• Maximum of 6 Preauthorized Debits from Your Account Each Month (Limits do not apply to withdrawals or transfers made in person, by mail or through an ATM, or automatic debits for loan payments made to CNB)

CNBonus Money Market Account

Earn higher interest with our CNBonus Money Market Account. Interest is compounded monthly on tiered rates based on your average daily balance. Check writing capabilities with no fees on account if a monthly minimum balance of $5,000 is maintained.

• Minimum Balance to Open : $5,000
• Minimum Balance to Avoid Service Charge : $5,000
• Service Charge : $10 Monthly
• Minimum to earn interest : $5,000
• As many as six pre-authorized withdrawals or transfers are permitted each month. Of these transactions, three may be checks drawn on the account. Should you exceed this limit, the ability of performing such transfers may be removed from your account.

Individual Retirement Accounts

County National Bank can help you grow your nest egg in the way that's best for you. Taking into consideration your investment style, amount of capital available, and the time left until retirement, you'll get just what you need at CNB.

Fixed Rate IRA

The Fixed Rate IRA offers a guaranteed rate of interest until maturity, based on a one time deposit. Interest is paid quarterly and at maturity, with terms up to 5 years. This IRA offers stability for those who are conservative in their retirement planning.

• Minimum Balance to Open : $500
• No Service Charge
• Interest Paid Quarterly
• Minimum to Earn Interest : $500

Variable Rate IRA

The 18-month IRA allows you to make additional deposits so that you can deposit the maximum contribution for the tax year when it is convenient for you and not in one lump sum. It also means you can move funds from other IRAs through either a transfer or rollover. Additional deposits are given the same maturity date as the original deposit. Interest is compounded quarterly and gives you the flexibility of a variable interest rate.

• Minimum Balance to Open : $100
• No Service Charge
• Interest Paid Quarterly
• Minimum to Earn Interest : $100